Business 401(k) Plans
A 401(k) is a simple and effective way for both you and your employees to build retirement savings—while taking advantage of valuable tax benefits.
At Retirement Income Specialists, we provide a cost-efficient solution for establishing your company’s 401(k) plan—often at a fraction of the price compared to the thousands (or even tens of thousands) quoted by other providers.
Business Legacy Planning
Creating a lasting legacy starts with building a business that thrives beyond its founders.
For small business owners, thinking about legacy early can guide key decisions, shape company culture, and strengthen long-term brand value. Strategic tax planning and thoughtful estate strategies play a critical role in preserving that legacy—helping minimize tax liabilities and enhance cash flow. Common approaches include establishing trusts, implementing gifting strategies, and forming family holding companies to support multigenerational success.